You Know you're REALLY a grownup...

[binaryalchemist]

When you think "Tax Refund" and feel guilty about keeping about five bucks so you can maybe get a cheeseburger--and the rest is pre-earmarked for BILLS.

I spent a very unpleasant afternoon writing checks. After rent--I rent from my friend so I pay half of my rent twice a month--I spent virtually my ENTIRE PAYCHECK on medical bills, perscriptions and paying towards balances on cards long since cut up. I did completely pay off one anesthesiologist and the pathologist who unbeknownst to me checked me for intestinal cancer when they apparently biopsied me during surgery last October.

Yeppers---no laptop, even if I start a kitty. I need a kitty to pay some travel expenses for Confluence and AWA. Damn it--I can't work any harder or live much closer to the bone. I had unplanned vet bills for Meep and unplanned medical bills for me...and not a lot of sales commissions.

What makes me really goddamned furious is that I work with and know people who are single and claiming brothers or sisters or friend's kids as dependents and getting huge refunds--and getting away with it. I sometimes get 400.00 or so--they are getting a couple of GRAND. And they don't get caught, either....no justice, eh?

Comments

[binaryalchemist.livejournal.com]

Oh, that's one of the many reasons I vote Democrat and have lit candles for my president this weekend. I'm going to see if I can get some overtime as well--unfortunately they generally offer it during hours I am already there. And one of the reasons I gained weight years ago was being so poor I lived on ramen and rice--and with my kidney disease I coudln't afford a doctor so I took antibiotics from the veterinary supply store that were too broad spectrum to heal me. I lost my home, I lost everything. I may never recover but as long as there's life there's hope. Whats absurd is that I'm making a higher wage than ever in my life--and if I didn't have all the old bills and all the recent surgeries I would be doing okay. I'm not wanting to take the bankruptcy route but it might be the only way to get out of the hole. I'm going to start looking for a financial councellor who can go over all the angles so I can make the right choice for me. This week my old ulcer began a nasty flare up and my stomach right now is pure agony--good thing I have a $500 in a medical debit card from work--got to go get some antacid right now!

[eve_n_furter]

Why must it be so expensive to be poor...
The counselor sounds like a good idea. At least you will know exactly where you stand: what options you have and what the risks are. My relative saved a good slump of money with hiring an accountant, even after paying her bill.

[binaryalchemist.livejournal.com]

I just have to find an ethical one--not one of these fly-by-night jerks that advertise on TV or the internet. Debt consolidation is another option--hopefully I can find the right people and make the right choices.

[eve_n_furter]

Congrats! I see that the health reform went through. Don't know if it will change anything for you, but maybe other people can be saved from bankruptcy from things they have no control over. One step up the ladder for a more humane society. :)))

[binaryalchemist.livejournal.com]

...and unfortunately the friggin' Tea Bagger's will be up in arms and screaming 'socialized medicine!' and 'Obama's gonna kill your granny!' and the country has already conviently forgotten the horrors of the Bush administration and want that lunatic Sarah Palin to lead us into the darkness again...I fear for my President...I really do...