You Know you're REALLY a grownup...

[binaryalchemist]

When you think "Tax Refund" and feel guilty about keeping about five bucks so you can maybe get a cheeseburger--and the rest is pre-earmarked for BILLS.

I spent a very unpleasant afternoon writing checks. After rent--I rent from my friend so I pay half of my rent twice a month--I spent virtually my ENTIRE PAYCHECK on medical bills, perscriptions and paying towards balances on cards long since cut up. I did completely pay off one anesthesiologist and the pathologist who unbeknownst to me checked me for intestinal cancer when they apparently biopsied me during surgery last October.

Yeppers---no laptop, even if I start a kitty. I need a kitty to pay some travel expenses for Confluence and AWA. Damn it--I can't work any harder or live much closer to the bone. I had unplanned vet bills for Meep and unplanned medical bills for me...and not a lot of sales commissions.

What makes me really goddamned furious is that I work with and know people who are single and claiming brothers or sisters or friend's kids as dependents and getting huge refunds--and getting away with it. I sometimes get 400.00 or so--they are getting a couple of GRAND. And they don't get caught, either....no justice, eh?

Comments

[mayracs.livejournal.com]

I know exactly what you mean, I only get back arround 500 - 700 bucks and that goes to bills too :/

[binaryalchemist.livejournal.com]

I don't know how the hell people have tax money for fun stuff...

[mayracs.livejournal.com]

no freakin idea, I do know that a chunk of mine is definitly going to get my baby Kitty spayed because I have listened to her for 2 years and i cant take it any more @_@

[amethyst_koneko]

Feh. Story of my life. :P Seems like every time I get a dime there's a bill collector standing there with their hand out to take it. >.< I'd love to know how these people get these huge refunds. I just know if I tried half of what they do, I'd get arrested so fast it'd make your head spin! :P

[binaryalchemist.livejournal.com]

I know--when the mail comes in I instinctively yell out, "Okay, who wants money now?"

[driftwoodwings.livejournal.com]

What makes me really goddamned furious is that I work with and know people who are single and claiming brothers or sisters or friend's kids as dependents and getting huge refunds--and getting away with it. I sometimes get 400.00 or so--they are getting a couple of GRAND. And they don't get caught, either....no justice, eh?
This pisses me off to no end. I got just under 100 total (this is state and fed together). I feel your rage.

[binaryalchemist.livejournal.com]

I just don't know how the hell they pull it off--or how they dont at least feel guilty for lying and cheating...if I did that I'd be UNDER the jail!

[dragonimp.livejournal.com]

*sigh* Overhaul of the medical insurance system would be real nice right about now, wouldn't it? (Especially when they make you pay for procedures you didn't know about - that's just not right.)

[binaryalchemist.livejournal.com]

I'll never forget the time I went over a hospital bill and noted "pregnancy test"--when I had written earlier on my history of previous surgeries "Hysterectomy", which I had at 27 because of early stage malignant cells found in a PAP test.In fact, when they ask me 'when was your last cycle" I love to tell them the number of YEARS rather than days! But I raised hell with the hospital and the charges were dropped. I had no idea they had tested me for cancer--nobody told me there were any tumors or whatever found...really rather pissed about that...

[eve_n_furter]

Yeah, freeloaders are a nuisance, especially when they seem to get away with it. I get irritated too, but one of the real perks for me with being an adult is to be responsible and pay for myself as far as I can. I kind of dismiss the freeloaders as not really grown up, and I think some of them must have very low self esteem because of it. (Don't want to be like the totally insensitive ones either.) Maybe I'm rationalizing, but when I think of it this way, my annoyance with people like that turn into self respect. Your roomie's son seems like a prime example. We are not like that and we're proud of it!

[binaryalchemist.livejournal.com]

II think --some people grow up with a sense of 'entitlement', ie, the world owes me so I'll take the world for whatever I can get. My ex husband was like that. He had friends that lived off the welfare system and he used to tell me, "we need to just go ahead and go broke and then lose everything and then we can live like kings off welfare" That was one of several reasons why I divorced him--he said that to me when I was working two jobs and he was sitting on his ass and every time I told him to get a damn job he found some reason to a)not work (my car's not working or I broke my glasses b)to cost me more money (not finding work close enough to walk or bike to--and finding out he deliberately smashed his own glasses as a way to punish me )
I am proud of pulling my own weight--but with all the medical bills and the old credit card debts from when I was laid off four times in two years it's slowly crushing me to death.

[eve_n_furter]

Good riddance of your ex! Grown babies aren't very charming, especially those who take you for granted.

I don't know how you vote, but this is what Obama's health reform is all about, isn't it? We have free medical care here (Norway) and I'm happy to pay my taxes, even though we too have a problem with welfare leeches. I don't envy them their lives at all, being dependent without having to.

Hope you make lots of commissions soon. Have been there myself, having sugar in my tea only at weekends for a special treat, and eating rice with spice only to afford the bus rides to get to work. Happily luck changes :)

[binaryalchemist.livejournal.com]

Oh, that's one of the many reasons I vote Democrat and have lit candles for my president this weekend. I'm going to see if I can get some overtime as well--unfortunately they generally offer it during hours I am already there. And one of the reasons I gained weight years ago was being so poor I lived on ramen and rice--and with my kidney disease I coudln't afford a doctor so I took antibiotics from the veterinary supply store that were too broad spectrum to heal me. I lost my home, I lost everything. I may never recover but as long as there's life there's hope. Whats absurd is that I'm making a higher wage than ever in my life--and if I didn't have all the old bills and all the recent surgeries I would be doing okay. I'm not wanting to take the bankruptcy route but it might be the only way to get out of the hole. I'm going to start looking for a financial councellor who can go over all the angles so I can make the right choice for me. This week my old ulcer began a nasty flare up and my stomach right now is pure agony--good thing I have a $500 in a medical debit card from work--got to go get some antacid right now!

[eve_n_furter]

Why must it be so expensive to be poor...
The counselor sounds like a good idea. At least you will know exactly where you stand: what options you have and what the risks are. My relative saved a good slump of money with hiring an accountant, even after paying her bill.

[binaryalchemist.livejournal.com]

I just have to find an ethical one--not one of these fly-by-night jerks that advertise on TV or the internet. Debt consolidation is another option--hopefully I can find the right people and make the right choices.

[eve_n_furter]

Congrats! I see that the health reform went through. Don't know if it will change anything for you, but maybe other people can be saved from bankruptcy from things they have no control over. One step up the ladder for a more humane society. :)))

[binaryalchemist.livejournal.com]

...and unfortunately the friggin' Tea Bagger's will be up in arms and screaming 'socialized medicine!' and 'Obama's gonna kill your granny!' and the country has already conviently forgotten the horrors of the Bush administration and want that lunatic Sarah Palin to lead us into the darkness again...I fear for my President...I really do...